Wednesday, September 18, 2013

The Jobs that are for Americans, the Jobs that are for illegal immigrants, and why its dumb to pay off student loans

  Life isn't as simple as just getting any job and expecting to live the American Dream!  There are two types of work.  A job and a career.  A job is work you'd rather not do, but do it just to make money.  A career is something you love and plan to do the rest of your life.  Typically people in careers make a lot more money than people in jobs.  People in careers get more respect, are happier, and get better benefits.  You either get all or nothing in this world!  Jobs are for poor people and careers are for the wealthy.

All throughout the history of the United States, and the world, its been common to bring destitute people from other countries over and have them do the hard labor jobs the indigenous people don't want to do.  There's nothing wrong with having a legal system of immigration!  What is wrong is slavery, peonage, and illegal immigration.  I don't blame illegal immigrants for coming to the U.S.  I'd do the same thing if I were in their shoes!  But we should ultimately uphold the rule of law!

Now the United States wants cheap labor as its always had.  But they only want illegals to do certain jobs and native born Americans to do others!  The U.S. wants illegals to mow grass, housekeeping at hotels, work in fast-food, construction, farming, factory work, to name a few.  Now if you're a native born American who didn't go to college, fell through the cracks, and landed one of these jobs.  You'll never be able to afford the "American Dream!"  Because illegal immigrants under-cut the price of labor!  In other words, they'll work cheaper than you ever will!  Why?  Because their culture is different than ours.  They're used to living 20-30 people in a house, share bills, etc..  That's one reason they'll work for less money than you!  These people don't have a career, they just work their butts off!  Now if you have a low paying job, try to find the good things about it!  For example, if you work in fast-food.  Maybe it doesn't pay the bills, but look at it this way.  You're working inside in air conditioning and the job isn't the physically hardest.  If you're a guy, you get to work around cute young girls!  For the same amount of money, its better than cutting grass, being out in the heat, getting much dirtier, not having any cute girls to work with, and being physically harder.  If you're in a low-paying job, make the best of it, enjoy it while you're there, and work toward getting a better job!

This is the current American way for American citizens;  Americans go to school.  Some work a part-time job when in high school, just to get some spending money but that ends when they go to college.  The teen go to college and charges ever bit on student loans.  These college kids live the life!  They don't work, go to school during the day, party every night, and leave college with 75k-100k in student loan debt.  Then they get a professional job making 50k, soon it might be 100k!  Actually, they get a career job!  They're told after college how stupid they were for getting in debt but they make 100k.  They would have never gotten the 100k job/career if they didn't go to college!  If they stayed debt-free and just worked their way up somewhere, they would only be making 35k a year.  The person who stayed debt-free making 35k didn't party and have fun.  He worked the whole time!  He doesn't get respect at his job and is always a day away from losing his job.  The 35k guy will take years to move up at his job, if at all.  He'll watch college graduate after college graduate start out in higher position than him!  The 100k guy with 90k in student loan debt will continue to be able to move up in his career.  The jobs for Americans are teachers, doctors, professional jobs, management, business owners, and anything that requires sitting at a desk.  No heavy lifting or hard physical work!

Having student loan debt sucks!  But its the system the government wants because it keeps people slaved!  In my opinion, its better to have student loan debt and have a 100k a year job then be debt-free and have a 35k a year job!  But make sure you get a degree that will get you a job!  Because half of the degrees at colleges are a waste of time and money!  And they won't get you a job!  So be careful! 

Student loan debt is the only debt, I know of, that is written off if you die.  Where other types of debt go against your estate when you die.  That's why people don't pay off student loan debt!  It would be stupid to!  For example; Say you're married with kids.  You have 130k in savings and a student loan debt of 100k.  You pay off your student loans and you now are left with 30k.  Now you die and your kids/spouse inherit 30k.  Example #2;  Same situation but you don't pay off the student loans.  Then you die.  Now the student loan is forgiven and your kids/spouse get the whole 130k that's in savings.  That's why its dumb to pay off student loan debt!

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- Juggs Ó 2013

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